Team Leader Credit Analysis

Job holder needs to ensure the Ayvens is compliant with all relevant regulations and company policy.

His/Her main responsibilities are:

• Leading and managing the team of Credit Analysts and Credit SMEs;
• Ensuring smooth and high quality workflow in line with productivity goals;
• Responding to most problematic cases with policy and specialized knowledge;
• Daily supervision of subordinates with constant quality and issue monitoring followed by regular reporting;
• Finding and recommending further process improvements with a key emphasis on work quality and productivity.

Impact on the Business:

• Ensure the team follows policies and guidelines to minimize risk exposure.
• Oversee the evaluation of credit applications and ensure accurate risk assessments are made.
• Ensure constant feedback is gathered to improve process/ quality.
• Develop and implement strategies for credit portfolio growth and risk mitigation.

Customers / Stakeholders:

• Work closely with the Sales, Finance and Collections teams to ensure smooth workflow and decision-making.
• Align credit processes with broader business goals.
• Liaise with business area as required and provide advice on the requirements and information as necessary;
• Assist in production and distribution of relevant productivity reports;
• Prepare and present credit reports and analyses for senior management.
• Assist with other project requirements as directed by the management;
• Respond efficiently to other “ad hoc” requests for assistance from business.
• Ensure customers receive excellent service while maintaining risk controls.
• Participate in strategic decision-making related to credit policies, terms, and risk exposure.

Leadership & Teamwork:

• Supervise and motivate the team to produce excellent work;
• Lead and motivate a team in a challenging environment and assist the team in facilitating greater efficiency and timely production of high quality credit analysis;
• Keeping abreast of developments within the financial regulatory environment and proactively educate the team on the same;
• Work in tandem with the country teams as well as with SMEs to ensure overall high quality profiles emanating from the team and address quality issues to meet the established performance standards;
• Provide timely and effective feedback on performance to the team on job objectives and mentor team members to achieve the expected performance standards;
• Plan for effective utilization of resources and exhibit complete ownership of the business;
• Facilitate continuous improvement of work flow, customer service, personnel development through various initiatives like process reengineering, training, sharing best practices etc. in conjunction with peers and line management.

As a member of our team, you will benefit from:

• 25 days of annual leave;
• 1 sick day/year;
• half a day off your birthday and 1 day off starting with the second year in the company;
• Private healthcare at Sanador;
• Monthly budget in Benefit Platform;
• Opportunities and trainings for ongoing professional growth and career advancement;
• Hybrid work setup - 2 days/week in the office.